Do I Qualify?

every family needs a foundation to build a future.

How do I become a Habitat Homeowner?

Do you meet the following criteria?

Buying a home in partnership with Habitat for Humanity is a unique opportunity for all of our families. Yakima Valley Habitat for Humanity partners with qualified families who help build and then purchase their homes with an affordable mortgage. Review the financial and general qualifications below to understand the criteria for being selected into our program:

General Requirements

Have a housing need
Able to re-pay an affordable mortgage
Willingness to partner with Habitat
Must be a United States citizen or legal permanent resident
Must currently live in the Yakima County
If married, both parties must be applicant and co-applicant
You cannot be a sex offender (Background check is completed)

Financial Requirements

Earn between 30% and 80% of the Area Median Income (AMI) for Yakima County. (See chart below)
Meet a total household debt-to-income-ratio that does not exceed 41% of total household monthly gross income
First time Home buyer or not owned a home in the past 3 years
Acceptable Credit – 640+ credit score and satisfactory credit history
Proof of steady income – for the past 2 years

2021 Area Median Income Levels Based on Family Size

Family Size
Lower Income Limit (30% of median)*
Low Income Limits (80% of median)*

1
$14,850
$39,550

2
$17,000
$45,200

3
$19,100
$50,850

4
$21,200
$56,500

5
$22,900
$61,050

6
$24,600
$65,550

7
$26,300
$70,100

8
$28,000
$74,600

Interested in learning more?

Please review the qualification guidelines above to ensure you meet our criteria before submitting this form to Habitat for Humanity.

*Please note that this interest form is not an application for a Habitat home, but provides us with your contact information so that we can notify you when we will be accepting applications.

Home Build Program Interest Form

Name*
First Last
Address*
Street Address Address Line 2 City State ZIP Code
Phone*
Email
Family Size*
Annual Income*
Please describe your living conditions and why you feel you need a Habitat Home.*
Email
This field is for validation purposes and should be left unchanged.

How do I become a Habitat Homeowner?

Do I Qualify?

General Requirements

Financial Requirements

2021 Area Median Income Levels Based on Family Size

Family SizeLower Income Limit (30% of median)*Low Income Limits (80% of median)*

1$14,850$39,550

2$17,000$45,200

3$19,100$50,850

4$21,200$56,500

5$22,900$61,050

6$24,600$65,550

7$26,300$70,100

8$28,000$74,600