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    • ANNUAL UPCYCLED 2022
    • WOMEN BUILD

Do I Qualify?


every family needs a foundation to build a future.


How do I become a Habitat Homeowner?

Do you meet the following criteria?

 
 
 
 
 
 

Do I Qualify?

Buying a home in partnership with Habitat for Humanity is a unique opportunity for all of our families. Yakima Valley Habitat for Humanity  partners with qualified families who help build and then purchase their homes with an affordable mortgage. Review the financial and general qualifications below to understand the criteria for being selected into our program:

General Requirements

  • Have a housing need
  • Able to re-pay an affordable mortgage
  • Willingness to partner with Habitat
  • Must be a United States citizen or legal permanent resident
  • Must currently live in the Yakima County
  • If married, both parties must be applicant and co-applicant
  • You cannot be a sex offender (Background check is completed)

 

Financial Requirements

  • Earn between 30% and 80% of the Area Median Income (AMI) for Yakima County. (See chart below)
  • Meet a total household debt-to-income-ratio that does not exceed 41% of total household monthly gross income
  • First time Home buyer or not owned a home in the past 3 years
  • Acceptable Credit – 640+ credit score and satisfactory credit history
  • Proof of steady income – for the past 2 years

2022 Area Median Income Levels Based on Family Size

Family Size

Lower Income Limit (30% of median)*
Low Income Limits (80% of median)*

1

$16,600

$44,200

2

$18,950

$50,500

3

$21,300

$56,800

4

$23,650

$63,100

5

$22,550

$68,150

6

$27,450

$73,200

7

$29,350

$78,250

8

$31,250

$83,300


 
 
 

Interested in learning more?

Please review the qualification guidelines above to ensure you meet our criteria before submitting this form to Habitat for Humanity.

 

 

*Please note that this interest form is not an application for a Habitat home, but provides us with your contact information so that we can notify you when we will be accepting applications.

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© 2019 Habitat for Humanity® International.

All rights reserved. “Yakima Valley Partners Habitat for Humanity®” is a registered service mark owned by Habitat for Humanity International. Habitat® is a service mark of Habitat for Humanity International.

 

Yakima Valley Partners Habitat for Humanity® is a tax-exempt 501(C) (3) nonprofit organization. Your gift is tax-deductible as allowed to the full extent of the law.

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