If you have a Habitat for Humanity home and are having temporary or permanent difficulties in making your mortgage loan payment please contact us. We would be happy to explore with you some of the ways you can avoid foreclosure. Some of these options include using assets you may have to make overdue payments and charges, selling your property to preserve equity, refinancing your home loan, or applying for government home owner assistance. You may call us at 509 453-8077 and ask for our Family Services Coordinator. We are open between 8:00 a.m. - 5:00 p.m. Monday through Friday.
Before you contact us you might find it helpful to have available your financial information including: a list of assets and liabilities, amounts of all loans or mortgages on your property, and the estimated value of you home.
In addition to speaking with us, you may wish to contact the United States Department of Housing and Urban Development at 1-800-569-4287 who will provide you with a list of housing counselors. You may also contact the Department of Financial Institutions at 1-877-746-4334, or the Washington State Office of Civil Legal Aid at 1-360-704-4135 for possible assistance or referrals.
The first step to avoiding foreclosure is to contact us as soon as you experience difficulty in making your mortgage payments. The longer you wait the more difficult it will be to reinstate your loan. You may call or visit our office at 21 W Mead Ave Yakima WA.