If you have a Habitat for Humanity home and are having temporary or permanent difficulties in making your mortgage loan payment please contact us.  We would be happy to explore with you some of the ways you can avoid foreclosure. Some of these options include using assets you may have to make overdue payments and charges, selling your property to preserve equity, refinancing your home loan, or applying for government home owner assistance.  You may call us at 509 453-8077 and ask for our Family Services Coordinator.  We are open between 8:00 a.m. - 5:00 p.m. Monday through Friday. 

Before you contact us you might find it helpful to have available your financial information including: a list of assets and liabilities, amounts of all loans or mortgages on your property, and the estimated value of you home.

In addition to speaking with us, you may wish to contact the United States Department of Housing and Urban Development at 1-800-569-4287 who will provide you with a list of housing counselors. You may also contact the Department of Financial Institutions at 1-877-746-4334, or the Washington State Office of Civil Legal Aid at 1-360-704-4135 for possible assistance or referrals.

The first step to avoiding foreclosure is to contact us as soon as you experience difficulty in making your mortgage payments.  The longer you wait the more difficult it will be to reinstate your loan.  You may call or visit our office at 21 W Mead Ave Yakima WA.

​Avoid Foreclosure Rescue Scams

Be wary of companies claiming they can offer "foreclosure assistance" or advertise themselves as "foreclosure rescue firms". These fraudsters will claim they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title of your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, a trusted real estate professional, or a HUD approved housing counselor.  

More Information Regarding Foreclosure Prevention

Additional information regarding foreclosure prevention can be found a the following websites:

US Department of Housing and Urban Development:


Washington State Department of Financial Institutions: